About Us
We Finance Filipino Ambition
AI-Powered Finance, Filipino Focus
Philippines Vastness Lending Corporation pioneers AI-driven credit solutions for underserved Filipinos. Licensed by the Bangko Sentral ng Pilipinas (BSP License No.2025-876), we blend cutting-edge technology with deep local insights to deliver collateral-free loans up to ₱20M at competitive rates (3.85% APR avg.).
Our WinSAFE AI System redefines risk assessment, analyzing non-traditional data (e.g., utility payments, e-commerce behavior) to serve 500,000+ users – from sari-sari store owners to tech entrepreneurs. With 75+ branches nationwide and GDPR-compliant security, we turn financial exclusion into economic opportunity.
More about
Our Core Capabilities
Driving financial inclusion through AI-powered solutions
Explore Our TechnologyAI Risk Assessment
Mobile Service Coverage
Real-time Fraud Detection
Loan Approval Speed
Underbanked Inclusion
GDPR Compliance
Our AI-powered lending solutions leverage advanced machine learning algorithms to provide real-time credit decisions with 98% accuracy, reducing processing time from days to minutes.
Our platform handles over $2 billion in loan applications monthly, serving more than 500,000 small and medium-sized enterprises across Asia with flexible financing options.
Financial Inclusion Vision: Empowering Underserved Communities Through Technology
Our mission is to bridge the financial divide by providing accessible, affordable financial services to the 1.7 billion unbanked adults worldwide through AI-powered solutions.
By 2025, we target reaching 25 million micro-entrepreneurs in emerging markets, with a focus on women-owned businesses and rural communities.
Our inclusive technology platform features multi-language support, low-bandwidth functionality, and alternative credit scoring models that leverage mobile phone data and community reputation.
We've already enabled financial access for over 3.2 million previously unbanked individuals across Southeast Asia, with 68% being women and 53% located in rural areas.
Regulatory Compliance: Global Standards, Local Expertise
Our platform operates under a comprehensive compliance framework adhering to regional and international regulations including GDPR, CCPA, PCI DSS, BASEL III, and ASEAN financial service guidelines.
We maintain active licenses in 12 jurisdictions across Asia, with dedicated compliance teams in each market ensuring adherence to local regulatory requirements.
Our compliance management system undergoes quarterly third-party audits and real-time monitoring to ensure continuous regulatory alignment.
Our technology has been recognized with numerous industry awards including FinTech Innovation of the Year and Best AI Application in Financial Services.
We've established strategic partnerships with 20+ financial institutions and were named to the Global FinTech 100 list for three consecutive years.
2020: Launched AI lending platform with $10M Series A funding
2021: Processed $1B in loan applications
2022: Expanded to 5 new markets across Southeast Asia
2023: Achieved profitability and secured $50M Series B funding
